I feel your pain.

.,  I don't mean to be a pain in the ***, but your logic makes no sense. 

It’s a simple thing that will save you both a lot of pain.

Even with these challenges the properties we have acquired will be positive long term investments for our portfolio (near term pain but long term gain).

Adding a new property was a bit of a pain because I had to provide proof of ownership, but that's just good due-diligence on their part. 

If they move before the end of the lease term, they get a paining fee. 

Inspectors can be a pain in the ***.

At those prices, there will certainly be some pain as we go into tougher times.

I dont have a financial emergency and but it is just painful to watch myself fail at the first attempt of real estate investing :(Do you know if builders can ask for more money after the agreement has been signed?

(You can do stuff like start an S Corp (or C Corp) and then not have to do this with family members only, but that's a big pain.)In my experience she would be better off starting her own business by far.