If it's a normal lot, 2 cuts a month should not be 200$.

To really cut to the chase, "good debt" is debt that makes you money, and "bad debt" is debt that doesn't (when you buy material things that just sit there).  

@Andy Edge and @David Espinosa are active in that area.

Anyway, I was working in one of the upstairs bedrooms where I had identified some water damage and so I begin to cut away the paneling under the window and when I pulled it back, HELLO, there was an active yellow jacket nest that was about the size of a Cantaloupe Melon.

Both are supposed to be safety glass, so that is supposed to be impossible. 

My girlfriend and mom seem to think i will be ruining the space if i cut it up.

-Save extra money-Take advantage of low to zero down mortgages-Make use of your retirement plan-Find a roommate-Cut back on non-essentialsWhich one(s) have you implemented?

Cut your losses and move on to greener pastures.

Texas has high property taxes, which will cut into your monthly expenses.

It's a little rough around the edges but should cash flow.