As a banker, I am not particular fond of these circumstances and I attempt to safeguard my clients by doing the "foresenic accounting" in advance.

Hey @Rodney Robinson , I'm a Mortgage Banker and also an investor in Brevard County.

However, I have had other people including my father and other bankers tell me that a Home Equity Loan would be better?

Yes- just like there are bad and unethical realtors, lawyers, contractors, pastors, bankers, etc. 

I have located a 2 acre parcel in Tampa and I have built many relationships with local Brokers, Bankers, General Contractors and Real estate agents.

Hi, I am hoping some bankers can lend some advice on this subject (but anyone can). 

I have started building a team locally that consists of agents, landlords, bankers, lawyers, and cpa's. 

@Wendy C. do you and your partner have a relationship with a local banker?

Grats, now you're a banker. - Ah, crap, one of your rentals has a major emergency that must be fixed now, your operating capital is tied up in escrow on some other deal, and it'll take 4-6 weeks for the insurance payout to arrive?

Good investors/agents in town are James Bowers with Coldwell Banker and Pat Ruud with #1 Properties.