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watch Tarl Yarber's YouTube videos for a good deep dive on all costs.Hope this helps

Would this be the correct mindset and is there anything i should watch out for when it comes to this multifamily deal?

Rate is a factor, sure, but there are many other components to loans that are equally, if not more, important to be watchful of. 

Yeah I did listen to about an hour long BP Rookie podcast with him and also watched a video.

As you read these books, watch the BiggerPockets podcasts.

Everything I know from watching the city of Denver's STR rules and following Airbnb laws for years says that Denver will eventually catch on.

No time to watch the video.

We plan to watch the market and refinance when it makes sense.How did you add value to the deal?

Do that and get on their deal list and watch 2 or 3 of there deal webinars.