Regrettably there is usually a notable lack of first person proof to support their position.

maybe get a lawyer to give u a contract to purchase (usually free via the states RE association) in exchange for usimg him for closimg

That can be more risky but the rewards can be greater.Is the income per month usually greater ?

As an investor you want to maximize your returns which is usually putting down enough skin to generate a solid rate of return.

For low cost, traditional mortgages are usually cheapest.

That usually translates to low cost low touch. 

You can usually find info on the utility fees charged by the comps on Apartments.com or on the apartments website.

@Shalom Shore  I usually go by recommendations of other investors I know.

Usually people don't simply say I'll live here because it's pretty.

I do not see that it is multi-directional based on the language above.Now, I can see why as a matter of policy or advising clients why one might broadly advise "no benefit either way" - belt & suspenders, easy to communicate & understand, more protective.It's been a relevant issue, because I have had clients who thought, usually based on feedback from custodian, that they had a PT because they benefited the account.