One person is extrapolating out the depths of the inner city to the entire market as far as long term viability for investment, when the other person is actually considering A/B neighborhood buy and hold. 

I reckon I've personally acquired a least three properties on seller terms and have assisted at least three others in three years acquire properties with favorable seller financing. 

Quote from @Kai Kopsch: It doesn't matter what Airbnb might say, as a realtor, you have to use the NAR rental contract from you're State and RE Commission or an attorney draft one.Are short-term rentals regulated by that state commission?

Husband and I are planning to buy our first  short term rental in Pigeon Forge, Tennessee.

Yes - this scenario could get you a 6.500% rate, probably would need a couple of points origination fee though. 

I own and manage a short-term and just finished with long-term in Seattle (Belltown & N Beacon Hill) and also a real estate agent.People with skills are always in need, for sure.

Originally posted by @Max Tanenbaum:My assessments all went up...

I have about 5 years experience with short term rentals as a host/co-host.

Long term I think a duplex will beat out a SFH.  

I'm originally from Florida and moved to Columbus for the real estate.