You're borrowing money when the money is worth more and you're paying off the loans with cheaper dollars.So, in general, yes, your thinking is spot on...though if it ever got as bad as that guy was claiming, things would probably be more complicated than that...

hey Ben, we're not that far from each other...I'm in the South Bay as well :)BP is an amazing spot to learn and connect with anything Real Estate lollets connect bro

I will call you and we can pick a spot and time.

That's a big hit too.In Cincinnati it costs about $300 per unit for all the treatments.FYI - here's a bedbug article I recently wrote: http://www.biggerpockets.com/blogs/4430/blog_posts/32442-bed-bugs-spotting-and-getting-rid-of-them

Matter of fact, what normally works for them (cashflow focus) is counterintuitive in places like Orange County.I think you your investment is a winner, and your perspective spot on!

Rich W is voicing concerns that he may have to go up against a top speaker like that (he holds the only spot at the same time as an available speaker spot at this point) and his concerns would be justified.From what I know, this visit will not take place in person, this will be good news for Rich.What I can say right now, is that the visit may take place, but would be through an internet connection and it would take place during my time slot on Friday at 11 AM.Rumors have a way of manifesting into some half truths at times, so I hope this sets some of the record straight.

If you are hitting their sweet spot, they may do it for less cash.

This isn't really a problem as you can delegate these tasks keeping half a watchful eye and only stepping in when you notice things abnormal (with your experience you can spot it quickly), and learn a related subject.The problem is too many diversions to your attention, spreading yourself too thin, and jumping to something new and interesting before really mastering the last.

Yeah I just can't bring myself to buy a new car.The car insurance,car payment,depreciation just makes new car one of the worst investments ever.Some of my friends say "But I have to have a brand new car so I have reliable transportation to get to work".It's a cop out and there are plenty of cars not brand new that will work.People want to justify making bad decisions.I am a car guy myself and my first business was a car audio shop so I can fix most of the stuff myself.My brother also owns a used car dealership and can get me awesome cars at the private auction for cheap.What I care about is the mechanicals.The paint and interior is cheap to redo.I look in the paper sometimes at new cars and can't believe the prices they are asking.If you bought a new car it's like someone beating you up and taking thousands of dollars once you drive off the lot.If you want a newer car you look for the sweet spot of under 50k miles that is 2 to 4 years old.Those vehicles have depreciated hard but still have a lot of miles on them to go and you can still get good financing.Those vehicles go fast so you have to be ready to act.I have always wanted a Ferrari but I think it would be cheaper sometime just to rent one for a few days and get it out of my system for awhile.

Also, are there negatives of using your cell phone as a hot spot?