While talking about different types of assets is within the general nature of the original posters topic (recession proof real estate) your specific situation you might want to create a separate thread or contact me on here directly.I want the original posters thread to stay on general topic.For exercise I go running these days. 45 years old and I run 15 miles at a time at least 4 times a week.

My original plan was to find a house with a basement that could be converted into a separate apartment, turning it into 2 rentals.

I always recommend clients have separate partners' capital accounts on the balance sheet.

In Cancun for example, you have the tourist area, which is separate from where the local people live.

I was notified that I could separate the lots via a surveyor which would provide two separated properties for two separate refinances.

He structured one purchase into 3 separate notes to keep each one under $250,000 so no commercial appraisal would be needed.

Reason for moving is "separating".

Once I got behind it I used a reciprocating saw to separate the cement etc from the studs.

Finally, and separately, network with as many people as possible.   

Get the best rate you can, but it’s far more important that you keep it separate, include all the necessary 8-203 info in your lease, and properly account for it at the end of the tenancy.The DHCD calculator (it that’s what you’re looking at) is great for deposits received after 1/1/2015-and a landlord is permitted to rely upon it per the MD RP Article.