My understanding is that the loan product is not as flexible as the FHA loan. 

. $320 for all these categories just doesn't seem feasible on a monthly basis.Therefore, I think it's safe to say that it's either your cash flow that declines (e.g., <$100/mo.) or you hope there's months with little to no 3) vacancy, 4) maintenance, 5) capex, 6) tenant replacement, and 7) tenant renewal costs, which would be foolish.

. $320 for all these categories just doesn't seem feasible on a monthly basis.Therefore, I think it's safe to say that it's either your cash flow that declines (e.g., <$100/mo.) or you hope there's months with little to no 3) vacancy, 4) maintenance, 5) capex, 6) tenant replacement, and 7) tenant renewal costs, which would be foolish.

The type of property you get, the neighborhood will  play a part of an appraisal know matter what kind of product you provide. 

This is the way of the future.some of my turnkey clients were having their buyers / or providing one year of renters insurance IE if they missed rent the insurance company paid.. it was an easy sell product.. but those companies sustained loss's that made writing that insurance not so fun.. so they just cancelled the policies..

@Iman M.Tons of lessons learned as this was our first experience with commercial loan products. 

When the economy declined so did my work load.

As with everything else, check it out before spending any money on products or coaching, but his site could be a great way to jump in.

How wonderful that your provide a product that is so good that word of mouth is mostly what you need.

Your 8.0% cap rate is also in-line with B-C product of this size in second- & third-tier markets (7-9% OAR is a good range for B/C product in tertiary markets).