We are predicting that everything will still shut down till next year.

Man, check out that crystal ball prediction about lenders laying off vast numbers of their staff from 4 months ago, unfortunately it was on the money. :)

I predict we will see a modest increases in inventory and modest decrease in price the rest of 2023, with interest rates beginning to head South towards 5% in 2024.

I would really like to find a solid way to predict vacancy rates.Thank you,Travis

I can honestly say that overall I've a pretty good and predictable investment experience, which is exactly what I've been looking for.

As the post mentions, I am exhausted reading posts from everyone trying to predict what is going to happen next.

It is very rare that a new purchase would increase your allowable income since 20% of the income is usually knocked off for maintenance, taxes and insurance and you must have some non-owner occupied experience to immediately count rental income....while this is a gray area I would think it would be unlikely for a new first timer to count rents unless all other areas were strong.I would suggest you go for the single larger loan as the future will be hard to predict.

The market that far out is hard to predict. 

We all hope it never happens,  but no one can predict that we will live forever. 

(I personally think a lot of the predictions of a COVID housing market crash was just "click-bait" and sadly it mislead too many investors.)