The folks above are correct in fact that MOST offers with FHA financing are getting pushed to the bottom.

I wanted to get folks thoughts on what neighborhood class would you consider 77078? 

I would also network with other folks on here, reach out to other realtors/investors in the area and see if there is a way for you to add value while gaining some insight from them.

I know some folks that can do a 500 dollar quick review.

One class of renter that's really getting squeezed is the graduate/professional - there's lots of undergraduate housing, but in Radford in particular there's not a great deal of quality properties for folks like the graduate/professional.

There is not enough information here for folks to help you.

Since we serve low income, folks can only get subsidies if the utilities are in their name. 

When/if you PCS buy a single family home with 3bd 2ba in a good school zone, house hack with some military folk (good tenants because we have to pay) and get the snowball rolling.I hope that helps out a bit.

I think this speaks volumes about character development and loyalty in such settings to create morally sound folk and great people overall but I’d like to know how to better apply such recruitment and selection criteria when it comes down to reaching contractors to begin with a positive narrative.

It is considered "self-employment", so the 2 years is a must;  this will make some lenders uneasy, where as others will be perfectly fine with it-I am assuming you are a physician as such - you should have local banks that have "private banking" - aka dedicated service for folks in certain fields (physicians, dentists, JDs, CPAs, business execs, etc).