That can definitely help your bottom line, and is something I wish I'd considered!

Dallas, Houston, and San Antonio dominating the bottom of the list.

$150 cashflow sucks, bottom line.

Phoenix had a lot of single family inventory after the sub-prime mortgage crisis and I bought a text book rental property as this market bottomed out.

Bottom line is the market is really hot right now, but I am not a fortune teller, so I have no idea what is going to happen next. 

The bottom line is I’ll be liable for a lot of tax & I want to minimize that.

FAR 3:1WIth that for 6 units, your max SF is 17,550, which means 2,925-SF/unit, which is HUGE per dwelling unit.Does the zoning allow you to do retail on the bottom to maximize it?

Defaulting on the loan is a taxable event, and will be accompanied by a 10% penalty.If your other losses will offset that cost at the bottom line level of your tax return, then I suppose you could look at it that way.I would strongly consider the impact of forfeiting the tax-sheltered retirement savings, however. 

You're getting ready to turn over one of your most valuable assets over to the person you're trying to nickle and dime and which will ultimately help you define it either as an asset or a liability.... go ahead... bargain all you want but likely you'll be posting on BP with all the other disgruntled owners on how the PM failed you... regardless of what you read or hear it's a universal truth 'you'll rarely get quality service at rock bottom pricing', heck I've got a 19 yo. cousin that will manage your rental for 2%... want to take him up on that?... 

In a dual agency situation, the agent has to serve as a neutral party, and owes a duty of confidentiality to both sides.