That said, if you're barely making the net worth cut even with home equity - the agencies will likely at the deal with additional scrutiny.

Finally have enough to consider making a play here and looking to find some locals and read further experiences here. 

Rent out the other units - even rent out other bedrooms in your unit.2) If you have 20% down, you can do a rental or DSR mortgage on a 1-4 unit property.3) If you have no money, you can try to:---Wholesale---Ask family & friends to investo with you for the 20-25% down needed for a DSR loan.

Make sure the numbers make sense. 

Investors and hard money How did you add value to the deal?

This result showcased our ability to make smart investments and execute efficient deals.

By working within a territory versus a specific town/city, we are able to take ourselves out of "NEEDING" to make a deal.This in turns allows us to "WALK Away" from an offer, thus we can make a "FINAL OFFER"; knowing the Seller will accept or we are okay walking away.  

You make whomever you can pay you. 2.

I’d like to make the jump on my first rental property but have no idea how to get in the game.

I am a proponent of “a confused mind says no” and I get burdened with information overload when making decisions.