Also, for those of you who want to work with builders in the future, always require a COST PLUS contract.Make Time an irrelivant factor, and get at least 5 quotes on the time.State specifically the man hours will be based on the average of the 5 independant quotes, and add the materials cost to it, plus the margin, which 10-15% is a good margin for them because you are a built in buyer.Watch how fast they finish, and how much cheaper your average unit is compared to the average RE investor.You'll thank me later.

The tech said the block was most likely due to the use of feminine products or flushable wipes(which came back on the snake), neither of which I use.

This exact thing happened to me with a foundation company in the area so I would recommend always getting something independent to truly check the work the company does. 

Focus their active efforts on things they understand very well and attempt to minimize the risk that comes with concentration of wealth in these areasYou get wealthy by:-Earning more-Spending less-Making your money work harderSpending less is far more powerful than earning more for many people if your goal is time independence.  

Passionate about self-education, empowerment, independence, freedom, building passive income that supports a life of service and purpose, creativity and joy.Looking to expose myself to higher levels of learning, and create synergy among incredible people who love life and want to do more :).

I'm less concerned about my job because right now most work is done remotely, and fully intend on replacing this job with more location independent work. 

Nothing in this analysis should be construed as legal advice and relied upon, as each transaction must be separately analyzed.Further, I strongly recommend anyone seek independent legal advice on any specific transaction contemplated after January 10, 2014 prior to any consummation`````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````Dodd-Frank Summary The Dodd-Frank Act took effect January 10, 2014 and changes the rules for seller financing for those not qualifying as exempt.The most relevant changes are: Requires every lender to consider the borrower’s ability to repay the loan • Requires that lenders consider at least 8 factors applied against reasonable underwriting guidelines • The Lender must write a “qualified loan” • Requires lenders to wait at least 120 days of delinquency before foreclosing • Dodd-Frank combined with the SAFE Act in the various states, will require all owner finance transactions (except the exceptions) to be originated by a Residential Mortgage Loan Originator • Prohibits builders from selling with owner financing • Eliminates balloons and negative amortizing loans and requires fixed rates for 5 years with no prepayment penalties • Sellers who sell with owner financing more than 3 times a year will become mortgage originators and must comply with Dodd-Frank • No forced arbitration clause is allowed in the buyer’s noteQuestions & Answers � What information am I required to get from buyer to prove their capability to pay?

I grew up middle class but money was always an issue and I knew that when I got older I woulwas going to take care of my family and be financially independent. 

We have another form that a sub fills out and has notarized that they are an independent contractor.

If the worker is not an employee of a business entity, then they are working as an independent contractor.