This option provides 1) a low entry point into an expensive market due to the VA loan 2) A SFR feel for you and your family ideally with a yard 3) Small multiplex are the best cash flow options currently in San Diego (SFR are real hard to find cash flow). 

I am interested in learning how to get hard money loans to purchase these properties.

You might also reach out to local hard money lenders.

@Brian PulaskiI am having a hard time grasping how he would have the upper hand with no signed docs of any sort, nor a license at time of work.

I can't imagine there being any norm or hard and fast rule on this - I am curious what others on the forum respond with.  

I often won't even put in an offer until I've gotten some hard numbers on insurance from my agent. 

It is so hard to sell a home in those neighborhoods that people just do not even put signs out.

I'm new to the wholesaling biz but I'm learning it's taking a lot of hard work.

You could also use the money you have already to flip a home, using a hard money lender.

We found a hard money lender who has historically given both 5 year notes with a 25 year amortization as well as 25 year fixed.