The IRA must be invested at arm's length, and may not be combined with personal funds.  

I'm just getting started, learning as much as I can so I will definitely look into that strategy, also thank you for reaching out as well as supporting my brothers and sisters in arms.

I, personally, would not invest in that area because I run my own property management arm, and try to shy away from areas that may challenge my "time value."

Non qualified simply means it wasn't arms length, so the county doesn't use it for comps, for tax assessments.

@Zachary Taylor with the way you handled your question and the way you thanked those who took the time to comment for your benefit I have no doubt you will be welcomed with open arms by the bp community.

Two trends seem to be the emergence of online lenders, such as LendingHome, and the launch of fix-and-flip financing arms by financial institutions (B2R Finance, Colony, etc.).

I get 80% LTV financing, commercial loans which close in as fast as 10 days... i get it at 4.5% interest only for 6 months, and i can then decide to roll it into a 5/2 ARM or a 30yr conventional fixed rate if i wanna Buy and Hold.

I bought my first house, built in 1999 (3/2/2, 1730 sqft, 0.13 acre) in Phoenix, AZ for 166,500 back in 2003 with 4.875% 7/1 ARM (now at 3.375%).

Renting is want we plan to do, but my issue is that we bought this house with a 5yr ARM.

Again, no one "Lied" but, that omission was placed on a form (Non Arms length affidavit) that was part of a package submitted to a Federal Agency (Freddie Mac) and, some entity ending in "Mac" made a financial decision to accept an amount less than the full principle balance.