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Results (10,000+)
Feroz Penangwala Are You Actively Investing in Real Estate?
18 December 2024 | 5 replies
Part of it is due to a personal family issue, but part of it is due to the high prices and rates.
Michell Chase Builders risk insurance companies
18 December 2024 | 2 replies
Can anyone recommend a company that offers a builders risk policy to cover the construction period but then will also allow a cancellation and refund after work is finished to convert into a standard landlord policy.  
Jaidan Lanier Military VA Loan/Getting Started
20 November 2024 | 15 replies
It was an easy way to get off my but, and start investing.
Anna Thanopoulou First year depreciation in STR
19 November 2024 | 7 replies
Influencers are easy to understand but have no clue what they are talking about.
Nolan Ring 3/3 lenders have no idea about FHA loans
21 November 2024 | 10 replies
The FHA househack strategy is fairly common and pretty straight forward, a lot of people have been using this and/or the conventional househack (myself included) so have been on both sides of the table. 
Arif Gungorur Lands from Repository List
18 December 2024 | 4 replies
But, nice to hear from you.
Jamie Banks Turning A Primary Home Into A Midterm Rental
26 November 2024 | 11 replies
I've learned the easiest way to do this is ask the owner to remove everything unnecessary for guest use AND give us permission and the freedom to remove items as we see best.Less stuff in the home, less issues and less work each turnover.
Roy Logan Off Market - Opportunistic BRRR
26 November 2024 | 6 replies
@Roy Loganeither1. your own direct marketing to property owners, or 2. through someone else (a wholesaler, another investor, your network, your uncle's neighbor who wants to sell their house and doesn't want to list it and tells your uncle)
Bruce Schussler To cash-out refinance -or- keep positive cash-flow on a rental
21 November 2024 | 1 reply
Quote from @Bruce Schussler: A lot of Podcasts and Youtuber's say to cash-out refinance to keep rents balanced with payment; (PITI) then use those funds strategically to re-invest either in more real estate or just put into a high interest bearing account or money market account...Here's some of my thoughts and comparisons;Cash-out refinance with new loan so rents balance with payment:- The cash-out refinance is 100% tax free- The funds can be put into a money-market account off-setting a portion of the interest charge of loan- The loan balance gets eventually destroyed by inflation- The liquid cash eventually gets destroyed by inflation - The interest on the new loan can be deducted from the rent income- The refinance costs are 3-4% of the total- There is less equity in the property and LLC that can be attached in case of a lawsuit- The break-even on cash-out refinance with current interest costs on the new loan is around 12 years Vs.Paid-off property with positive cash flow:- The positive rent income is 100% taxable minus only depreciation and property tax- There is more equity in the property and LLC that can be attached with a lawsuit- The break even is not until after 12 years at today's interest rates- There is a rate risk in today's inflationary environment where interest rates on bonds keep rising*It appears to me that the cash-out refi is in the best interest for a property investor; (Dave Ramsey would strongly disagree!)