Some details: 1. outstanding mortgage amount is 40k at 30 yrs.2. still have to contact the lender (provident) to see if i have a clause in the contract that does not allow me to do that.3. do not have a buyer, but if the answer is a "yes", will list it on the MLS.

Damn, you almost had your own issue of penthouse forums just from being a PM!

They replaced (22) windows in my home North of Boston and did an outstanding job.  

If they don't appraise for the value you agreed to pay then the term extends another xx years, or until the properties do appraise at the value of the outstanding debt.

Then you look back afterwards and think "damn that was alot of steps and doubts, but the reward was worth those long hard steps" 

It rhymes, it's wisdom, it's visually presentable if you hold up your hand and count on your fingers as you say it, it's intriguing to say da least, it's one damn good quote.

Generally speaking when buying foreclosure properties at auction, can they sell for less than the outstanding debt balance?

Gosh how I love BiggerPockets and BPCon events. 2021 was outstanding!

I've seen applications where the individual is spending 60% of their money to pay off outstanding debts.

And they’re all pretty damn similar.