In reviewing my credit report, the main reason is that all of the new rental property loans are contributing to a higher overall balance for my revolving credit.Some points:- No late payments- Only 2 credit cards, with revolving credit and less than 30% used- No other debt besides the 2 credit cards, primary residence loan and 1-4 investment properties.How do you seasoned investors maintain a score higher than 720 and continue to conventionally finance properties?

That is my delima in a nut shell.Joel, I believe you have confused some things here.For contributions, you can contribute more to a 401k than an IRA plus you have borrowing provisions up to $50k in a 401k.

Their offers with FHA loans and two appraisals and contributing to buyer's closing costs aren't going to look so great next to a all cash offer with a 15 day close.

Thanks for contributing.

Thanks to everyone who contributes.

-StevenI agree, solo 401K is probably the best out there for self employed, I believe you can have profit sharing contribution of up to 25% of your earned income, this is huge compared to other plans.

>>>>>>If You Didn’t Max Out 2012 Contribution Limits, It’s Not Too Late (It Could Benefit You)As the 2012 tax filing deadline nears, there are still actions you can take to help cut your tax bill.You can continue to contribute to your retirement account up until Tax Day and write it under the 2012 contribution year.

Brandon had a good suggestion for sure.As always networking with other professionals and being a contribution to the community will help you get into the stream of possibilities.Best of success to you.p.s.

Now, if you put a deal together for a partnership that required adminsitrative duties, unique knowledge and expertise at a professional level, such may be more than sufficient as the contribution to the partnership and earn rights to profits or losses.So yes, services could be a sufficient consideration paid to contract, but you'll need to be able to value that contribution in dollars.If you have no money, I suggest you pay an equitable amount for the option price if you are really in the deal in good faith and make a note for the option price, that is consideration.

Hi Folks,I want to thank everyone who contributes to this board.