Call other PMs in the area and get their rates.

Best of luck

The best way to use your VA Entitlement would be to purchase a Multi-family home (duplex - fourplex).

Benefit refinance: - Get a lower interest rate - Use cash for property improvements

That said, if you can gain some basic knowledge and take away a few good nuggets from a course as a newbie, then it could be a good starting point (of course the best starting point is doing what you are doing here, engaging the BP community).

Which in many markets with todays interest rates is all but impossible.

Best wishes

Plus, they are still offering a very good interest rate buy down.

Birmingham, Tuscaloosa, Montgomery, etc.) feature similarly affordable properties that command good cash flow.Alabama also has one of the lowest property tax rates in the country (about 0.4% of property value).

@Jerome Morelosno offense but... this doesn't make a lot of sense to meHELOC rates are high so for this to work you'll have to give them a great return to make this work for them...way too complicated for my taste