Most beach markets are going to be busy during the summer months and dead in the winter. 

Are there any lending programs that allow for seller financing of the down payment in 2nd position? 

I built some homes in the Ocala FLA market and to compete there for starter housing ..

It's been on the market for a while with no solid offers.I'm facing the decision of selling the property at break-even or potentially a loss, or renting it and waiting for a better market.

I will let the referral program run a little longer and see where it lands in a few months from now.

Overall, as real estate investors and marketers, I believe this is good stuff.

To add to what is already posted, you may look at the greater Indianapolis areas like Anderson and Muncie as well - we've been very active in those markets recently.

It depends on the program, the two that I am most familiar with will do 100/100 at 70% ARV but will underwrite pretty heavily and will treat it almost along the lines of a non-QM lenders and might even underwrite the builder/GC.

This is where the science of the program gives way to the art of the investor.

That’s not how I do my business.Should I pull the property off the market and stick with him and deal with the vacancy when it actually happens?