In case you were uncertain about how weird Massachusetts law can be, our licensing classes and CE courses specifically state that using the term "walking distance" or "a short walk" discriminates against people without legs.You CAN say 1/10th mile to the beach as that's an objective fact. 

SHORT-TERM & LONG-TERM

I am under contract for a 6 plex (built in the 1920's) in a different city but in the middle of the state as well and I am getting quoted for 5K a year for insurnace.Is this what everyone is experiencing and any alternative ways to get some relief from that premium? 

SOme short info about very specific topics:   IE- how to get a permit, how to change a toilet, etc.   ... 

Providing input for you on renting vs buying (investing) at this point doesn't help much as it really depends on your budget and short/long term goals. 

Cats are the worst pets to have short of large farm animals.

I’m a seattle native, local investor, and will be an agent shortly (taking the test in the next 2 weeks).  

Some of these points (1, 3 & 5) are covered in the details of the deal: Not CBS, roof in good condition (5+ yrs), wood exterior would need some repairs in short time, electric OK, plumbing would need repair.

Because we both work short term contracts, we cant show employment by one company for the last two years like all conventional lenders require.

Most lenders offering non-recourse loans to an IRA borrower will require significant cash reserves in the IRA for this very reason.Since you cannot add funds personally, the IRA may need to bring on a joint-venture partner or take a loan from someone who is not a disqualified party to cover a short term cash crisis as you describe.