If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

(identity)Are they looking to sell?

We created a brokerage around it where we have combined mass market analysis and verification of data from investor trained agents.

Minimum credit score is 600No prior evictions, suitable past rent history and positive landlord referenceWe perform a credit check, criminal background check, employment verification and rental history verification on every applicant*This list and any information on this page is provided for informational purposes only, please refer to the latest application for the most up-to-date rules Rental History Criteria:At this property we require that the tenant(s) have 0 evictions on record.

Both travelers and Allstate are good carriers, and are easy enough to work with when it comes time to file a claim... the products (policies) that they offer are going to be almost identical with the exception of how much coverage you are placing in each category of the policy, and you "the client" is the one that dictates what those amounts are. 

There is a prepay and I'm not aware of anyone that is sneaky about it; it's 5 years on the portfolio product.You have to get appraisals on all of the propertiesThere's a minimum 100K property value for each loan in the portfolio depending on the lender you use.Those are the bad parts, but having a no income verification loan product (even if you can verify income, it can be a pain) where rates are better than Fannie/Freddie is a huge plus and with cash out to boot, it's not a bad deal, particularly considering the closing costs you're saving by doing 5.Costs should be around 2 points plus some lender fees. 

Hold the mirror under your nose, fog up the mirror--you qualified.They would give 90% ltv with NO INCOME OR ASSET verification!   

I have found Fannie’s and Freddie’s maps to be nearly identical however I am sure there are some areas with discrepancies.Happy Hacking!

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff.6.

If the seller had their identity stolen like this case though with fake documents and a bank account that he could access, how does having the attorney catch this.