Here is some rationale:The LLC provides no protection for the items in the LLC.  

The different line items seem to be; contents, loss of use, personal liability and medical payments to others. 

If you like depreciating items keep the car and pay it off following what ever term you signed on. $30K should not be >1/3 of your income otherwise you bought too much car to begin with and my advice would be sell it.

Come up with an itemized list and prices for those things. 

All of our weekly meetings we keep minutes/actionable items in evernote so that we can reference back. 

You separated those items like they were two different things.

It sounds like you have the last item incorporated in your plan. 

Just floors and paint will eat up 2/3 of that, you will still want to put in new trim, new vents maybe, and a few other minor items. 

But, I feel at same time some items can be discussed on a broader sense as best practice etc (like how you've set up/manage the LLCs). 

It’s a big focus item for me in 2021.