So a traditional investment property loan you can buy with 15% down. 

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Can't get conventional/traditional financing (GSE- FHA, freddy, Fanny, Mo, Jack, etc) for reasons I am glad are behind me.

I'm trying to buy an oddly situated house using traditional/FHA financing... good luck!

In fact, it's the best time to start so you can use traditional financing. 

My experience tells me you may have challenges qualifying for a traditional refinance without a bankable individual involved. 

By doing so I was able to eliminate the compound interest of a traditional mortgage and drastically pay down the loan in just a few short years.

Banks don't currently "love me" either,right now.They normally want two years of tax returns showing consistent income capable of making monthly mortgage payments without a problem.I just got started in this business and now can't finance a candy bar,let alone a traditional loan.

They tell me to go the traditional route and work under some company and build it the long way.

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