. +800 Credit score.

My main business is already (an updated) version of the Lonnie, but I don't know the other 2.Thanks for the recommendations!

Force them to select one of three options, so they can't enter 500 or some low score.

It's another version of the FHA loan.

You can get a used copy on Ebay for about $10 and you don't need the latest version. 

Everyone has this same story, just a different version. 

CR maybe even scores worse in the petty theft category (at least you can leave your flip flops on the beach while swimming at most beaches in Mexico without them being stolen, unlike Costa Rica).

I would underwrite a higher interest rate, unless you have already made this connection with a lender.Your potential outcome with the HELOC and conventional loan route will be based on your credit score, DTI, the appraisal, and all the other documents lenders require now with minimum 2 years of records.

The weight reflects how important that decision factor is to you and you select the lead generation method that exhibits the highest score.Forinstance:DMM: Low ROI, High Stress To Deal, High Effort To Deal, Immediate Results Per Effort, etc. etc. and you add all the scores of each decision factor.You do that for SEODMMCold CallingDriving For DollarsAuctionsBandit SignsAnd you find the best lead gen for you that fits your personal phsychy.Although this is a very valid and scientific mathematical way to make it work (numebrs never lie) I do not agree with this.My character is as follows...

Do you need a minimum credit score?