Unless it will have substantially less maintenance.

Yes when going for a personal full doc it will require all of that documentation .

One of the most common tenant request is a maintenance problem that affects their XYZ health condition    4. 

Last week, I learned about Section 8.52.110 which is an LA County regulation requiring an owner to compensate residents they are evicting through the Ellis Act (no-fault) anywhere between $7k and $20k depending on the number of rooms in the apartments and the age/disability of the resident being evicted.I believe Hermosa Beach follows this rule, the city lies within LA County, but can't verify with anyone from the City if the City has a rule that supercedes the LA County rule.Can anyone with knowledge of this rule and how it is applied point me to a website or other source of information that would answer this question?

Multi-family is going to cost more than a single family home and might require a larger down payment.What is your goal exactly and what does a little bit of cash flow mean to you?

Banks and lenders only require (2) months of checking or the account from which down payment will come from for underwriting.Feel free to reach out to me if you want to get more clarity. 

The fact is that you have a list of requirements for renting from you, that you present to each applicant and marriage status is not on that list, supports your argument.

(Quoted about 8.5% rate on a DSCR loan, and budgeting 10% of rents for capex, 9% for PM, and 5% each for vacancy and maintenance) After-rehab rents would be about 1350-1500 based on comps.

Quartz is actually stronger than granite, it doesn't require sealing and is easier to clean, it has more color options, and likely cheaper than granite.

Thought is triple+ cash flow with just one insurance, maintenance, and management cost.