Or I learned today you can send it certified mail, regular mail AND post it.

Would it be wiser to simply take what I normally contribute to 401 and keep in a regular savings account that I can access without a penalty so that if I find a property I like I can invest without the hassle?

We are fairly new to the game and have only done regular wholesale deals prior to this, so I am needing some help.

He wants a clean sale.

We were able to take out a regular mortgage...or so we thought until two days before closing when KBHS (KBs mortgage company) pulled a last-minute change that "moved the goal post" on us.

Both regular FHA loans and 203(k) Loans are solely for owner-occupied 1-4 family properties.  

An IRA can only be funded in one of the following methods:Regular ContributionIndividuals who have eligible compensation (generally earned income) and meet certain other requirements can make regular contributions to Traditional and Roth IRAs. 

When an IRA receives income from a trade or business on a regular or repeated basis, it can become subject to a tax known as UBIT which is meant to level the playing field and protect tax-paying businesses from unfair competition. 

If they are, they will be much more likely to know who the most likely buyers are, which re-trade on a regular basis, which have performed in the past, and which are in exchanges or are otherwise highly motivated.

For example a dated kitchen with walls yellow from cigarette smoke and a 60 year old oven is fine, a kitchen that you can't cook food in is not fine -- even if it is otherwise modern, new, and clean.