I am currently in the process of building a team and working with agents to fully understand my local market and 'hot spots' in my area.With the resources (credit, cash, income to debt ratio) i have, I plan to start with a property to occupy and renovate for the mandatory time some programs state to classify as owner occupied, then depending on the market rent or sell in hopes to gain the capital I need to really start my investing career.

If that creates a greater demand for manufactured housing, do you think it would translate to more institutional lending programs for mh given the lack of seller financing?

Thanks @Dion DePaoli a credit union has a program I like for the rental but they may not be the best for the OO.

thanks Mark, Im looking for a loan program too

I think your payment program depends on your tenant.

I think this tends to be the case, unless your area has a rebate program for it.

When I came to BP is really when I found the popularity of options with investors for a couple reasons IMO, one lots of "programs" available from mentor/coaches and gurus, the other that since you have "canned" or boilerplate contracts and there are no delayed purchase contracts that I've seen here.

The program breaks down like this.

FHA has a program called 203k for renovation loans.

The signature Waters of the Act is Congress Person Maxine Water.The Federal flood insurance program has been operating in the red for many years even before Sandy and Katrina, The premiums are just way to low to cover all the claims being made.