I have two questions with this:1. if I choose to take title under my personal name, does that mean I need to use all of my personal funds to submit EMD, rehab, etc. to avoid commingling funds with my flipping business?

These days...guests that grumble and complain about everything to try and get money back.

Personally I think more often than not it will be throwing out good money after bad, but seeing which capital call end up saving the day and which won’t will be interesting. 

But I don't provide any personal bathroom amenities (i.e. shampoo), and my guests are aware of that.

I would not want to escrow money for this.

Keep personal and business finances separate.

But I'm sure the many people who have lost money there won't be so eager to brag about it!

I also was thinking about doing a hard money loan.

If you went to court you would be awarded money for their gossip that you'd likely never collect and you would be SPENDING MONEY to have a lawyer draft a NDA and to take them to court.

When you're borrowing money to borrow money you're going to quickly hit DTI limits.