Orlundo, some the nations best commercial and investment lenders may not be located in your backyard.

I split my time between LA and Phoenix and looking to invest primarily in PHX and surrounding area.Excited to connect!

But one argument in favor of refi is that you can get cash at a low interest rate to invest in stocks or other assets.

Is investing in your home market possible to house hack? 

I'm a 35 year old professional that travels a lot for work, but still actively wants to invest in RE. 

That's the category of lender you want to avoid falling into.This is a roundabout way of saying if you can show real value to your borrowers by understanding their business you will attract the best quality borrowers with the best collateral and can charge a premium for your services because they are the borrowers who understand what's most important in a lending relationship and its not solely the rate or origination fees.

Some investors decide on a one year prepayment penalty or on a term that makes sense for their investment goals. 

Hello BiggerPockets community,I am new to real estate investing and we now have 3 properties and accelerating. 

My practice area ties heavily into the real estate industry and was wondering if anyone has any suggestions on ways to build my referral network both in law and real estate as I plan to do some heavy real estate investing in the near future. 

CA allows multi bene loans but they must be originated  by a CA RE broker.