Either way, you could bring in a money partner for the rehab and offer a percentage of the profit when you sell or pay them out through a refinance.

When you put less down you do have PMI but the PMI offers a lower rate which most people do not know.

He would like to sell the property while minimizing his tax liability, which ideally would be an additional land contract to our company. 

Also have you considered any additional weight of snow on that might accumulate on the lattice and the rafters?

I believe I have a lot to offer a buyer client with their search.

Hey BP family,I am new to real estate investing but would love some experts insights so I don't get burned on my first dealThis is the property: https://www.zillow.com/homedetails/724-N-22nd-Ave-Bozeman-MT...My thoughts are my wife, 8 month old and I could live in Unit A for a year or two while we rent out Units B & C to help cover the mortgage payments until we build/buy a more desirable family ranch home with min 10+ acres which we've been looking for but have yet to find.My hesitation is I've never been a landlord and am reluctant to get in over my head with property problems while simultaneously growing an online business and being a new father.After some negotiation we counter offered 895k with a 2-1 rate buy down for 20k and the sellers have verbally accepted but since our offer expired we need to resubmit.

So, check into that as that may be an additional hard cost you need to factor in.

I like your idea of offering something that others don't have, for example, office space.

An additional benefit of a detailed engineering-based Cost Segregation Study is that it can increase potential insurance premium savings as well as provides support for the property tax appeals process.Additionally, it can help maximize renovations and improvements.A Cost Segregation study is an IRS approved federal income tax tool that increases near term cash flow by utilizing shorter recovery periods for depreciation to accelerate return on investment.

The STR has been successful, but I do not see me getting the additional funded construction costs back anytime soon.