Here we have homestead exemption but as an owner non-occupant we have to pay the full tax right?

It's going to be almost impossible (On Non-Residential at least) to find anyone (Outside of Hard Money) willing to take a Down Payment of less than 30% on a Non-Owner occupied.

Otherwise, non-medical HSA distributions are treated like Traditional IRA distributions in that they are taxed at the earned income rate.I'm not a tax specialist.

good to know.. right up there with FAKE lenders on these open to the public websites..

Most beginners after their first year worry about how to deduct all their losses instead of how to reduce taxes on their (non-existent) profits. 

We bought a condo at the Public Trustee auction.

Agents work like icebergs, the public only sees 10%. 

I would invest in other "red" states that are more landlord friendly, as CA is one of the least landlord friendly states so it could take anywhere from 4-6 months to evict a non-paying tenant. 

I'm the Campus Director at a local non-profit and my wife is an Occupational Therapist.  

Currently I am currently an analyst with the loan originations team at a non-bank commercial real estate lender.