That gives her time to prepare mentally and practically. 

Lessons learned:Don’t quit on a deal until you’ve exhausted every possible outcome.

For the right deal this can work.This list is by no means exhaustive, and I encourage you all to talk about other types of lenders out there, please add them in the comments to this post.

The tenant across the street was mentally disturbed and depending on his mood he could be erratic and threatening.

I assume not since I don't see any exhaust fans on roof for a hood.

How is your mental health, and I am actually asking.

Exhaustive record searches are key. 

As I get more properties I care less about rehab speed and more about my mental health and stress levels 

They are too exhausted and just want out.

You would still be much better off getting interest on the $10K, paying taxes, and keeping the car loan.If it helps you get over the mental hurdle, put the $10K in a HYSA and then pay the monthly car payments out of that account.