If the tenant does not  have money now, which is hard to imagine considering stimulus, enhanced unemployment, and laxed unemployment guidelines, I don't know how they will ever be able to catch up and are just kicking the can down the road for financial ruin. 

I've been keeping my eye on the area.

Is it fair in the eyes of other wholesalers?

We can catch a cup of coffee and maybe look at a few places. 

To me, everyone should be happy at end of deal to be a successful transaction in my eyes.

I have started to look at properties in Woonsocket and Providence Rhode Island, New Bedford, and Fall River while still also keeping an eye on the Worcester market.

The income that you are generating either falls on a schedule C or you have it incorporated in an LLC which is a K1.

So, 2,700.00 rent - 1,900.00 mortgage leaves you with 800.00 essentially prior to maintenance or the possibility of non-payment.2,700.00 - 25% = 2,025.00 which voids out the debt in the eyes 👀 of most banks.

After dealing only with SFH I am eyeing a quad of studios.

I literally never stepped foot in or laid eyes on the house.