Trying to buy as cheap as humanly possible in this weird market.

After Denver changed their STR rules every body does MTR and almost nobody is winning with it.

I am rapidly losing faith in humanity...

But if you give humans a millimeter, they'll shove their foot in the door and pry it open and next thing you know you'll be babysitting while they're in Aruba after you lowered their rent because the husband got laid off!

Food, Water, Shelter, these are the fundamental NEEDS of human life, correct?

Anything under $3000/month for an apartment or $5000/month for SFR I wouldn't bother, since 99.9% of the population lives with a standard wall-type shower head anyway.Rain showers, body sprays, etc look great, but are definitely pricey, luxury features that should be reserved for pricey, luxury rentals.And while I'm sure "the ladies" may like the rain shower, I do also know that my wife's #1 complaint about showers is lack of water pressure (too low, and shampoo becomes really hard to rinse out).

All are fact-specific.Factors to consider:Type of collateral (residential/commercial, secured/unsecured, asset class)Location of collateral (which state)Length of termType of borrower (consumer/commercial, human or entity)Type of lender (per SEC definitions)Structure of the debt You see, some debt can also be a security under SEC regulations. 

Buyers care little if the $2k per month buys $170k or $240k, actually if anything human ego comes into play and they feel more achieving with the HIGHER not lower amount because again, budgets are on the PAYMENT not the purchase price. 

@Adam TafelI think the problem with the article and most of the comments here is how humans have so much trouble thinking about things in a macro sense.

I first plan to give every homeless human being a home that cannot be sold for less unless another one is being moved into.