There's a lot of grinding and fitting work involved even after its fabricated.

Examples include residential Alt-A programs that don't require income verification, loans available to Hispanic homebuyers with Individual Taxpayer Identification Numbers (ITIN) and programs that permit 100% financing.

Are any of these programs good for flipping?

If your client files a ch 13, they would set him up on a repayment program.. if he files the 7, he could wipe out most of the debt free an clear.. however with the new bk laws..

Most of the properties that I wholesale now are ones that dont quite fit into my investement portfolio, or if i'm too busy on other projects then I will wholesale some.

That keeps a running total throughout the year and makes it easy to do my taxes at end of year.Excel is a very easy to use program.

Then locate a property that fit's your profile.....i.e. 100% LTV, 97% LTV, 95% LTV, 90% LTV with seller assisted financing....ect....Once you know what terms you qualify for it makes the property search much easier.

Has the industry changed so much I wouldn't get anything out of the newest program?

The 203k program is only available for owner occupied properties.

Does anybody know of a company that fits my plan??