and based on a payment of 175/mo, it looks like I'll be paying for 39 years.I know rates are now a good bit higher, but I'm wondering is a Cash-out refi my best play as of now? 

Seems like I should do this sooner rather than later due to growing concern of market being topsy.I know this is not a home run and I am not cash flowing as much as I would like but want to use this investment to continue to learn and grow and eventually hit double/triple/home run(!)

Orlando’s year-round temperate weather, coupled with no state income taxes, continues to entice both domestic and foreign investors.

rates are going up, and will continue to do so, and everyone is going to pay higher rates.

I have never been one to play video games or binge watch TV.

I just read up about it and will continue to research more. 

The setup, legal and continuing compliance costs alone will eat into most, if not all, of your profits. 

I find many like minded individuals and potential partners this way. you need to put yourself out there to find the folks you are interested in meetings. not all meetups are great but continue to search and find the good ones in your area.

Lesson learned, now you have the experience and can take this to the next deal. contractors can't overbid you as you know how long it will take and price of materials. take this lesson and continue to grow.

Continue to educate yourself with the podcasts, webinars, books, etc.