You shouldn't have closed until she was out.

I just closed on my first 4plex with all 3 bedrooms and ready to become a great landlord to my tenants/future tenants.

Estimates of how much pmi, closing costs, etc.

Last year I was in Prague for 2 months while I was trying to close on new construction in FL, and i ended up having to do multiple embassy trips (which needs to be scheduled a week in advance), multiple expensive air mailing, and in the end I got back to the US and signed it there because everything was still screwed up.

While there isn't necessarily a 12 month seasoning requirement to refinance in this instance, your loan amount will be limited to the original purchase price + closing costs/fees/points if you refinance before the 12 month seasoning period has passed.

Their goal will be to get the loan closed, not to protect your money.

Considering offering $200 now and pay the balance as a closing credit if they wish to buy the property at the end of their lease.

It's been great for me, but it's a bit more challenging than being close by.

I know my credit went down because I had two lines of credit that I paid off entirely, and decided to close before going abroad in 2021.

How do you go about deciding whether to add large scale amenities vs another building or using the space for something similar. i think even if the foundation is usable from for the ADU, far from a certainty, that your cost estimate is off by approximately a facor of 2 (meaning it will cost close to twice your estimate assuming you are not doing a lot of the work yourself).