@Jesse WolfNo, your W2 hours do not count, unless you own 5% of the company.If you spend significant hours in your own real estate projects, not those of your employer's - then you might have a path to REPS if your actual work hours for your employers are limited.

They are actually pretty amazing.

What a week! Big news in the real estate game. Lots of big changes and challenges to be navigated but I'll keep this short and sweet to focus on the real world effects of the NAR Commission Lawsuit Settlement for inve...

I actually updated my book last year so there is an even more current one available. :-)Agreed, it's important to go in to Subject-Tos prepared.

After running this model, my monthly positive cash-flow actually decreases from 5300 / month to 4125 / month primarily because I've added the debt on the existing houses. 

We only wanted to house-hack for a year, but if we do that first, it seems that it will be a good while before we can actually save up again to get into a single-family home. 

When it comes to a commercial mortgage, do you just wait until a couple of months before the mortgage reaches the maturity date before looking into refinancing or do you start the process within a year before the maturity date?

The policy will cover the Existing Building normally at Actual Cash Value (depreciated value) and the improvements you are putting in at Replacement Cost.  

The policy provides a limit for the Existing building based on Actual Cash Value (depreciated value). 

As for Recently Sold, I found that only about 10% of those with that status were actually Recently Sold.