I have learned a lot over a short period and I am thrilled to have a place where I can network with others, learn, contribute and not feel like I am being scammed viewed as a potential buyer of some kind of product or service.As my post says, I am now officially a real estate investor after purchasing my first 2 properties in the Cleveland area. 

If not a lot of Capex sometimes you just run across a motivated seller in life with a good product to sell at a great price.When you find those things lining up you have to move fast.I would make sure a large tax assessment rise isn't fixing to happen or a large increases on charge per gallon of water usage etc.Capex and utility is always the cash flow killers.

At first I didn't like it but now that I've had it for nearly two years I like the product. 

It is time to cut your losses and put your efforts and money to work in more productive scenarios. 

Check it out at http://www.atlassian.comI have no affiliation with this company other than being a user of their products. 

Local bank with a great in-house product for investors.  

Some banks do not offer all the loan products that FannieMae allows. 

I also do not have a good productive use of my not-so-motivated-seller leads.

Make sure that the company you go with does not have a static product.  

I have accounted for this in my above analysis (typically a production style house can be built for $60 PSF). 2.