Hi @Carlos Scarpero,  I’m an investor in the Dayton and Cincinnati area and I’ve been both a private lender and private borrower.

If you go through a bank or traditional lender, they will report your mortgage, but at this point the DSCR rates are as good or better than the traditional mortgage rates, and the LTV are the same.   

So there - I don't think helocs are a long term solution, but until we get to the point that rates are sufficiently low, we can use them to get equity from homes and continue to grow our portfolio.

First fund I have seen where people are experts in self storage, private credit and MHP. 

At some point, as your portfolio grows, you will need financing, and small banks and credit unions really strive in this area (especially with small commercial properties). 

Not many fire bans in the area, certainly not in winter.  

If you have a Lowes in your area, I'd definitely recommend that route.

Im in CA but property is in OK.They are a thing, but only for bridge/rehab loans. 30-year fixed DSCR loans will require a full Fannie Mae Form 1004 report.Hypothetical:• On the 800k property.

Anyone have an attorney that they could refer me to who’s investor friendly & that understands as well as structure wholesale/assignment of contract deals in Orange County NY area?

In this area, people usually rent for 1-12 months, and the rent is 30-50% higher than unfurnished LTR.