Ask questions up front and keep in mind lower loan amounts get horrible rates on DSCR loans. 

I’d look at the cards you’ve had the longest and see if the terms on those make sense to keep them because the length of your credit history counts somewhat significantly.

I like looking for the 2-4 unit properties that need a little TLC to allow some renovations so you can up the rent and use the New ARV to borrow cash on a refinance to keep buying more REI.

Just keep in mind that it may be very difficult to prove to the IRS you are a REP when you have a full-time W-2 activity at the same time.

Just keep in mind that if it is an older house with cast iron pipes and you lift the foundation, those pipes are likely to break and need replacing - partial or a complete repipe. 

My recommendation is always to start with the end in mind and keeping it simple. 

In situations as so, what should property management services would be put work here to earn their keep to get the property rented.

And you also have to keep in mind that the amount you are pulling from your plan will not be available for investing.

You keep track of all of your real estate related transactions (date, amount, vendor name, purpose, property identifier) and then create a pivot table from this data to quickly create a rough Profit & Loss Statement.

We can discuss further in a private feed if you'd prefer so we can keep this post discussion focused on Michelle's questions.