Conservative underwriting is vital. 

If you want to sell investors the sweet spot location you should paint north shore Kenilworth, Winnetka, Cicero, Berwyn, Southside etc. with vital parameters they need to know. 

Many PadSplit residents rely on public transportation, so being close to bus stops, transits, and other forms of public transport is vital when identifying deals, at least here in Atlanta. 

Reasons why they don't close: 1. borrower doesn't tell the whole story 2. lender fails to ask questions 3. property in bad condition or C class and doesn't appraise for sale price 4. borrower believes it can rent for a lot more than the market shows 5. property weird/ancient crumbling/not habitable 6. title clouds...Here is what you need to start to work with for DSCR at many "shops":Loan amount above $110000, your mortgage FICO 680 middle, no forbearance/ no mortgage lates, market rent survey and rental agreement more than cover the PITI, you have a written quote for insurance, you have reserve money in your checking account, the down and closing costs are in your checking account, you have the vesting ready to go, property is not a rehab and is ready to rent, your lender broker has been in the business more than six years and can quote all the terms and ins and outs needed. 

There are literally no family members to contact and the Dept. of vital records needs at last a year of death. 

Rather, it requires that you have good spending and money habits everyday.

2.Settle on delinquent accts, you probably won't have to pay full debt but make sure they provide notification of payment in full to all 3 major credit bureaus3.Get your credit card usage down to 30%GoogleGoogle": Bank of America Better Money Habits" they have a great educational resource!

In the few cases I've seen, if the property is not habitable, it will eventually be condemned until it is fit for occupancy. 

I would first take steps to realize your spending habits and see how much you can consistantly save every month.

This can be vital as you learn what appraisers are easy to work with (which is most of them) and which appraisers are difficult to work with.