In lending or the paper game, always understand your collateral. :)   

Bottom up is incrementally building your business through adding building blocks over time.Pick something simple and make it work.

You'd be surprised how powerful something as simple as a signature is, even if they have lots of contingencies that would otherwise allow them to back out.Next, I think 45 days for an FHA loan is reasonable.

Is there simple interest per year you must let accrue on the deposit?

What paper do I want in my hands that will provide me a good level of assurance that they've gone through the necessary steps?

I just signed papers on house number 6.

Do you think I could go to a first buyer seminar and post the house as it or list it in the paper as a 1st time home owner deal and sell it as is and make the new buyer responsible for taxes?

If you haven't started the company yet, I think a Joint Venture is a simple way to dip your toe in the water.

I don't think I could select one book that drastically changed my life, but there have been simple passages or even a few words in many books that have had a profound effect on me.

It's a borderline asset at best and true liabilty on paper.