Yes, those starting out, and beyond, who are self employed look for every expenses they can, some exaggerate and that reduces your ability to borrow.

If there is a slip and fall claim made by a biz customer, the tenant biz policy will defend you, greatly reducing the likelihood that your policy would pay any part of the liability claim.   

It's been producing a LOT of carbon monoxide, so much that I feel like it's a hazard to go into the basement to work on it.Does anyone have any ideas about how I can 1) reduce the amount of carbon monoxide produced or 2) better mitigate?

Be sure and do proper screening to help reduce chances of getting a bad tenant.

If they have a 15 page check list you already know what you are up against.If you haven't bought the property yet can you schedule an inspection with them and use the report as leverage to get the price reduced?

I just got a letter to set up the eft for taxes and I might change my mind and pay monthly and reduce the amount I put in savings.  

After a number of deals, one of the lenders reduced to 10% for me, funding up to 75% of the purchased price.For private loans, closed friends let me use the money for 5-7%.  

We have had numerous clients going through 1031 Exchanges in order to qualify for purchase money loans (as opposed to cash-out refinance transactions) or to consolidate a number of properties into one larger property in order to reduce the number of outstanding loans.

It's an old home, hell, the walls might not be insulated, so even if I were to spend 2-3k on a new, more efficient hvac (this one seems about 10 yrs old), it might just reduce the issue slightly.  

During all the negotiation I was very proactive calling her trying get the deal done.