You're just leaving your credit in someone else's hands and recommending that could potentially have liability for the agent if they endorse it.

I will invest capital to subdivide with the county, engineer the land and run sewer/water to the lots for resale and potentially keep 1 lot to build a future house. 

I think you would position your future self a lot better if you transitioned a good amount of that equity into some cash flowing assets so you can set yourself up for an early retirement. 

In the future, you should always start the eviction process as early as the law allows.

The sheer number of units amplifies the inconvenience, turning what should be a technological boon into an ongoing headache.While the locks offer attractive features like keyless entry and remote access, the pervasive battery issues overshadow any potential benefits.

If your goal is something longer term or diversification based, maybe treat the down payment like a CD with a big potential bonus that'll pay out when you refi when rates drop, or 1031 exchange into something bigger in 10 years. 

I'm reaching out to this knowledgeable community to connect with fellow investors and real estate agents who can offer insights, share experiences, or point me towards potential investment opportunities in the area.A brief introduction: I recently embarked on my real estate investment journey with the purchase of a property in California, April 2024 for $180,000, applying the BRRRR strategy to maximize its value.

@Daniel Newman - could be a potential SBA route for your construction funds here? 

I knew other agents, customers and clients, would also see the potential in this deal, so I had to come in strong with a clean contract.

@Sonal Chopra what a great question, thank you for asking this to this community.Long-term goal would be the same goal my wife and I have today; Build, passive on going revenue streams that exceed our current and future expenses with the ultimate goal of giving away 80% of what we make to charities and causes we want to support.