You must be strict with your training policies.

Even if it's not an attorney, it should be a title company and I'd prefer something like ATG (which again, may be more like IL thing) that is giving you a policy on that so you are protected.

I've heard stories where someone opened a simple credit card prior to closing on their mortgage and it delayed the process.This may be different if you're using the same lending institution for both the HELOC and the refinance, just make sure if the loans are going through two different departments that everyone is on the same page.Best of luck! 

I imagine it will easily get to 750+ in a month or two.Okay, now let’s talk about my wife’s personal credit round which didn’t turn out so well.Unfortunately, my wife did not have much established credit prior to this process, mainly because every purchase we made day-to-day was on my Citi card which is under my name and my credit.

You are responsible for an HO-6 policy (often referred to as "walls-in").

Holding cash and equity in the properties does lower returns but I think of it like paying for an insurance policy. 

In prior years, you would test your business to determine if you were actually running (a very unsuccessful) business or if you were simply dabbling in a hobby.This article is a pretty decent break down of how that test is done using the facts and circumstances present in your endeavorIf running an unsuccessful business, your losses might be deductible, buy depending on the nature of those experiences, they might just be Start Up Expenses, which are handled much differently (and also not entirely deductible)If you are just dabbling in a hobby, then prior to 2018, there were special rules about writing off those expenses, but in 2018 most of the ability to write off Hobby Expenses are now gone.

Protect yourself with an umbrella liability policy if you're concerned about being sued.One girl's opinionStephanie

@A Bari many/most investors will purchase their first 5-10 properties under their name, and instead of an LLC, get decent landlord insurance and an umbrella policy to cover their rental properties (and home and auto too).

A VA loan is great but you can not use the rents without an exception to help you qualify for the mortgage if you do not have prior rental experience managing properties.