If your current insurance agent (who is recommending the commercial policy) specializes in personal lines/residential policies, I would recommend talking to a commercial specialist and I'm happy to help further if you want to DM me.Without knowing too many other details about this, in general, anything mixed use should either have individual policies for each unit OR a commercial package policy that can be customized to your specific usage percentages.

Like I said this is the cutest get outta work lazy hustle they got running.Fortunately for me, I hadn’t signed up yet for your Fully-Paid package.

I may reup that loan and package it with another property (which requires closing costs and appraisal on each) but want to look around a bit to see if there is anything better.

Here is how it structures/works:Actual Purchasing Price: $30,000 (Seller gets paid this amount)Inflated Purchasing Price $36,000 (This is the amount the lender will lend)The trick is that I will sell the seller a package of "Home Discount Products" and I will get 16% commission which is $5760.

A turn-key package (including pulling permits) sounds about 10% but you could go as low as 5-7% if you package both.

And most importantly, the total loan package INCLUDING rehab budget, cannot exceed 65%-70%.  

@Daniel Foster This link shows the various Quickbooks Online packages. https://quickbooks.intuit.com/online/compare/

I am wondering, if there's a package deal of properties that I am offered to buy at 70% or below of market value.

Will just need to find a lender who is willing to work with you and find you the best financing package that will work for your situation. 

In your Purchase Offer, did you not request HOA docs package which should include By-Laws, Declaration, House Rules, Year End Financials, Current or upcoming Annual Budget and Reserves?