So the work four a 60-90 flip would be done at 50% normal rate and then he would be a 50% equity partner sharing profits with me after the sale. 

Good luck and always remember winter is never your friend as a normal landlord.

A heat pump isn’t normally cost effective in my area, and I wouldn’t think so for your winters.

How do you normally structure an owner financing deal?

However, for a 3.5% down (FHA) loan, I think it normally takes about 8'ish years to make it up back to 20% following the std amortized payment schedule...

@Nick ButenIf the seller has an offer and the buyer is using bank financing - normally the seller receives all cash at time of closing.

Under normal times, it depends on the laws of the municipality in which the property resides.

My question is should I treat my 30 yr mortgage like a 15 and try to pay off the house as soon as possible or should I relax & pay my normal mortgage save that extra cash and still refinance 5 years later?

Hello,My insurance premium increased by 12% this year, I did not raise any claims last one year.When inquired the agent replied back and mentioned it’s “normal”and quoted premium increase is also the coverage increase due to inflation.Firstly, is this really normal?

that would not fit a normal RE- agent transaction (which is less than 4% of all US-wide sells).